If you are represented by an attorney you should call your attorney and let them know you believe you have made all payments. Your attorney can then contact the trustee to verify that there is no outstanding balance. If so the trustee will begin the process of closing your case and you will receive a final report from the trustee. Your attorney will then file a motion for entry of discharge with the court. Your attorney can provide you with further details. If you are not represented by an attorney you can call the trustee’s office to inquire whether there is any outstanding balance and then wait for the final report before filing a motion for entry of discharge. The form for requesting a discharge can be found on the bankruptcy court’s website:http://www.mab.uscourts.gov/mab

If you are represented by an attorney you should call them to discuss the motion. If you are not represented by an attorney the trustee can provide you with information as to why the motion was filed but cannot provide you with any legal advice or advise you how to respond to the motion.

You can sell your home and/or refinance your home while in bankruptcy provided you have received permission from the bankruptcy court to do so. The Trustee cannot grant you permission to sell and/or refinance your home. If you are represented by an attorney they can file a motion with the court requesting permission to sell and/or refinance. If you are not represented by an attorney you are required to file a motion with the court and comply with the local rules of the bankruptcy court regarding a sale and/or refinance.

You need the approval of the bankruptcy court. Contact your attorney to discuss your options and file the appropriate motion with the court. If you are not represented by an attorney you will need to review the local bankruptcy rules to determine what must be filed with the court. The Trustee cannot grant you permission to buy/lease a vehicle and will not provide letters authorizing you to buy or lease a car.

Most hearings are non-evidentiary and require only that your attorney appear. However, you should always check with your attorney to see if you need to attend. If you are not represented by an attorney you should attend hearings that are scheduled in your case.

If you are represented by an attorney let them know as soon as possible so that they can file a change of address with the court. If you are not represented by an attorney you need to notify the court of your new address. The trustee cannot change your address in her system absent an official notice from the court. Calling the trustee is not sufficient to change your address with the court.